Artificial Intelligence (AI) is revolutionizing the financial technology (fintech) sector by enhancing efficiency, security, and customer experiences. AI in fintech includes fraud detection, risk assessment, algorithmic trading, and personalized financial services. Machine learning models analyze large datasets to identify patterns, detect anomalies, and make real-time decisions, improving accuracy in credit scoring and investment strategies. Natural language processing (NLP) enables AI-driven chatbots to offer instant customer support, while predictive analytics helps financial institutions anticipate market trends. As AI adoption in fintech grows, companies can optimize operations, reduce costs, and enhance financial security for users.